Florida Auto Insurance Coverage Legal Requirements
Thursday, April 30th, 2009The state of Florida conforms to a No-Fault system which means that your insurance underwriter will make payments for your claims regardless of fault, up to a specified limit. Since nobody is found to be at fault, you end up losing a few of your rights to take legal action under a no-fault system. The details of this type of auto insurance system are different for some other states, but the overall construct is the same.Florida follows the no-fault system. The details for a no-fault system are not the same by state, but fundamentally, the way it works is that the insurance underwriter will cover expenses disregardless of who caused the accident. In this kind of insurance system, motorists do lose some legal rights to litigate, but it helps minimize altercations.